Life Insurance Texas

Welcome to the life insurance area of our Web Site. This section is designed to provide you with the basics of life insurance.  You can also request life insurance quotes on the left side of this page.

Some Interesting Life Insurance Facts.   

Did you know that:
1 out of every 6 men will not live until retirement?
1 out of every 9 women will not live until retirement?
over 50,000 people will die from car accidents this year?
over 500,000 people between the ages of 20 and 60 will die from cancer or some other disease this year?

Clearly these are shocking statistics and serve as a reminder that Life insurance coverage can be critical to our loved ones.

What is the Best Life Insurance Coverage for me?

This is definitely a great question that we get frequently.

Term Life Insurance.

Term Life is the cheapest and simplest of all life insurance products.  I’m sure  you’ve seen ad’s all over the internet or on the tv or radio touting great coverage for only a few dollars a month.   This is what’s known as level term life insurance.  The premise is simple.  You pick a term that your family needs protection, (generally 10-15-20 or 30 years) a dollar amount of coverage that they would need if you were to die, and then we can help get you the best and cheapest premium in the market.

Here at Graco financial we offer additional term life insurance products as well. Below are 2 very popular options.

Permanent or Whole Life Insurance

Permanent or whole life insurance, provides insurance protection for your entire life.  As long as your premiums are paid on time you and your loved ones are covered.  Most permanent or whole life plans also offer a cash value or a savings component.  There are many different types of permanent coverage available and we are here to discuss them with you.

Some Types of Whole Life coverage

  1. Whole Life Insurance
  2. Universal Life Insurance
  3. Variable Life Insurance